Canadian Credit Reports

The FICO® score, developed by Fair, Isaac and Company, Inc. (the pioneer in credit scoring) is a number between 300 and 900 that lenders use to determine your credit risk. A FICO score is a snapshot of your credit risk at a particular point in time. The higher your credit score the more likely you are to be approved for loans and receive favorable rates.

Canada's largest financial institutions use FICO scores to make millions of credit decisions each year.

Equifax and Fair, Isaac demystified credit scores by being the first to provide consumers access to their FICO credit score - the credit score used by the vast majority of lenders to determine a consumer's credit risk.